Foundation Wealth
Personal Finance Consulting

Educate. Plan. Grow.

NISM Certified MFD

Helping individuals and families take control of their finances through structured education, goal-based planning, and practical investment strategies tailored for Indian households.

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Hariprasath Loganathan
Hariprasath Loganathan
Financial Educator & MF Distributor · NISM Certified
Goal-Based Planning Mutual Fund Guidance Financial Literacy Karur, Tamil Nadu
8+
Years Experience
ARN-357232
AMFI Registered
5+
Countries Served
About

An Educator Who Speaks Your Language

I'm Hariprasath Loganathan, a financial educator and NISM-certified Mutual Fund Distributor based in Karur, Tamil Nadu. With over 8 years of hands-on experience in equity and debt investing, I understand the real challenges Indian families face when building wealth.

My approach is simple — educate first, plan next. I believe that when you understand why you're investing, you stay committed through market ups and downs. I combine structured financial literacy with personalised, goal-based investment planning.

I run free financial literacy workshops for beginners and offer personalised planning sessions for those ready to take a serious step toward their financial goals.

Education-First Philosophy
I don't just recommend products — I help you understand compounding, inflation, and asset allocation so you can make confident decisions.
Goal-Based Investing
Every plan is built around your specific life goals — child's education, home purchase, retirement — with clear SIP and corpus targets.
Free Workshops for Beginners
Free one-on-one and group sessions covering compounding, inflation, and investment basics for first-time investors.
Data-Driven Reports
Clients receive personalised PDF reports with scenario analysis, SIP schedules, and goal timelines — clear numbers, no vague advice.
Services

What I Offer

Financial Literacy Workshops
Free workshops on compounding, inflation, asset allocation, and mutual funds — designed for first-time investors. Also available as one-on-one sessions to review your finances and build a clear action plan.
Goal-Based Investment Planning
Structured plans for retirement, children's education, home purchase — built around your timeline and risk appetite.
Mutual Fund Guidance
NISM-certified MFD services — fund selection, portfolio review, and rebalancing aligned with your goals.
Personalised Financial Reports
Detailed PDF reports with SIP targets, corpus projections, drawdown simulations, and scenario analysis.
Health Insurance
Guidance on choosing the right health cover — sum insured, family floater vs individual plans, and top-up options. Distributed via Asset Plus.
Term Insurance
Pure protection planning — right cover amount, policy term, and rider selection. Because wealth-building starts with protecting what you have. Distributed via Asset Plus.
Insurance is the subject matter of solicitation. Please read all policy-related documents carefully before purchasing.
Are you an NRI? See our dedicated NRI services →
Who This Is For
First-time investors who want a clear, step-by-step plan without confusion.
Young families planning for education, home goals, and long-term security.
Professionals and freelancers needing structure, discipline, and accountability.
Long-time investors who want a friendly portfolio review and a second opinion.
Plan-driven advice, not product-driven sales — every recommendation starts with your goals, not a pitch.
Process

How We Work Together

A simple, repeatable process that keeps your plan focused and easy to follow.

1
Discover
Understand your current money habits, goals, and priorities.
2
Plan
Build a goal-based roadmap with clear steps and targets.
3
Execute
Start the SIPs, automate contributions, and set up reviews.
4
Review
Track progress and rebalance as your life changes.
Testimonials

What Clients Say

Short, real-world outcomes from people who wanted clarity and confidence.

Goal-Based Advice
No Product Pushing
Clear Next Steps
Tools

Financial Calculators

Quick, practical tools to help you plan — no sign-up needed.

SIP Calculator — How much will your SIP grow
Enter your monthly SIP, expected return, and duration. Add a step-up if you increase SIP every year.
Total Invested
Estimated Returns
Total Corpus
Assumes end-of-month SIP contributions with monthly compounding. Step-up applies once per year at the start of each year.
Lumpsum Calculator — What will your one-time investment grow to
Enter a one-time investment and see how it grows over time with annual compounding.
Total Invested
Estimated Returns
Total Corpus
Assumes annual compounding. Results are estimates.
XIRR Calculator — What is the annualized return for your cash flows
Choose a contribution frequency, set the payment window, and provide the maturity amount to compute annualized return.
Maturity equals end date
Total Invested
Total Received
Total Earned
XIRR (Annualized)
XIRR is an annualized rate that depends on timing of cash flows and maturity value.
Goal Corpus Calculator — What SIP do you need
Enter your target amount and time horizon to estimate the SIP required to reach the goal.
Future Value of Existing Corpus
Remaining Corpus Needed via SIP
Required Monthly SIP
Assumes end-of-month SIP contributions with monthly compounding. Step-up applies once per year.
Inflation Adjuster — What will today's amount become in future
Estimate how inflation changes the future value of today’s money.
Current Value
Inflated Future Value
Purchasing Power Lost
Uses annual inflation compounding. Results are estimates.
Present Value Finder — What is a future amount worth today
Estimate today’s value of a future amount using a discount rate.
Future Value
Present Value (Today's Worth)
Difference
Uses annual discounting. Results are estimates.
SIP + Lumpsum Calculator — Combined corpus projection
Combine a one-time investment with a monthly SIP to see total growth.
Lumpsum Future Value
SIP Future Value
Total Amount Invested
Total Corpus
Total Wealth Gain
Lumpsum uses annual compounding (SBI-style). SIP uses monthly compounding with optional step-up.
Goal Investment Planner — Plan a future goal with inflation
Add multiple goals to estimate required SIP and lump sum considering inflation.
Total Inflated Future Value
Total Gap to Fund
Total SIP per Month
Total Lump Sum Today
Inflates each goal and estimates SIP/lumpsum using monthly compounding.
Asset Class Finder — You can’t optimize all three
Tap any two corners to reveal the asset class that best matches those priorities. You’ll always trade off the third.
Pick two priorities
The third always becomes a trade-off.
Pick two priorities
The third always becomes a trade-off.
Selected: none
Calculators provide estimates based on your inputs. They do not account for taxes, fees, or market volatility and should not be treated as financial advice.
Contact

Let's Start Your Financial Journey

Whether you're just starting out or want to review your existing portfolio, I'm here to help. The first session is always free — no pressure, no products pushed, just honest education and planning.

Karur, Tamil Nadu, India
hariprazath@gmail.com
+91 99440 60203
Chat on WhatsApp
Mon–Sat, 9 AM – 7 PM IST

Book a Free Session

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FAQ

Frequently Asked Questions

Is Foundation Wealth a registered Mutual Fund Distributor?
Yes. Hariprasath Loganathan is an NISM-certified Mutual Fund Distributor (MFD), registered with AMFI under ARN-357232 and certified by the National Institute of Securities Markets (NISM) as required by SEBI regulations.
Is the first consultation session really free?
Yes — completely free, no strings attached. There is no registration fee, no commitment required, and no products will be pushed at you. The first session focuses on understanding your financial goals and educating you on your options. You decide whether to proceed.
What services does Foundation Wealth offer?
Goal-based financial planning, mutual fund guidance (SIP, lump sum, ELSS), portfolio reviews, and free financial literacy sessions. Whether you are just starting out, planning for retirement, or saving for your child's education, we build a plan around your specific goals.
What is the minimum amount to start a SIP?
You can start a Systematic Investment Plan (SIP) with as little as ₹500 per month in most mutual funds. The right SIP amount depends on your goal, timeline, and expected returns — use the SIP Calculator above to find yours.
Do you offer sessions for clients outside Karur or outside India?
Yes. Sessions are available over WhatsApp video call, Google Meet, or phone for clients across Tamil Nadu and beyond. Many NRI clients based in the US, UAE, Singapore, and other countries are served entirely online.
What is goal-based investing and how is it different from regular investing?
Goal-based investing links each investment to a specific financial goal — retirement, a child's education, a home purchase — with a defined target amount and timeline. Unlike general investing, it gives every rupee a clear purpose, making it easier to choose the right fund, track progress, and stay disciplined when markets are volatile.
What is the difference between direct and regular mutual funds?
Direct plans cut out the distributor and have a lower expense ratio — but you research, select, and manage everything yourself. Regular plans are distributed through a registered MFD like Foundation Wealth, who provides guidance, portfolio reviews, and ongoing support. For most investors, the value of proper advice outweighs the slightly higher expense ratio of a regular plan.
How do I get started?
Fill in the contact form below or message on WhatsApp. We'll schedule a free 30-minute session to understand your goals and walk you through a personalised plan — no paperwork, no commitment needed for the first meeting.