Foundation Wealth
NRI Investment Services

Mutual Fund Investment Services for NRIs

Goal-based investment planning for Non-Resident Indians. AMFI-registered, FATCA-compliant, fully remote — from onboarding to ongoing reviews.

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AMFI Registered NISM Certified ARN-357232
Hariprasath Loganathan, AMFI-registered Mutual Fund Distributor
Hariprasath Loganathan
Financial Educator & MF Distributor

Remote-first support for NRIs who want structured mutual fund planning in India without juggling paperwork, tax residency updates, and portfolio decisions alone.

Who This Is For

Built for NRIs Managing Money Across Borders

Global NRIs
NRIs in the US, UK, Singapore, UAE, Australia, Canada, Japan, Qatar, Oman, and the wider Middle East.
Returning NRIs
Families planning relocation to India and wanting their investments aligned before the move.
Existing Investors
NRIs with Indian mutual funds, old SIPs, or scattered portfolios that need review and cleanup.
First-Time NRI Investors
Investors confused about NRE/NRO routing, KYC, FATCA, SIP setup, and country-specific restrictions.
NRI Pain Points

What NRIs Face

NRI investing is rarely just about choosing a fund. The account route, tax residency, documentation, and repatriation path all matter.

Account Routing Confusion
Unclear differences between NRE, NRO, and FCNR accounts when investing in mutual funds.
Tax Drag
DTAA, TDS, and capital gains tax questions can affect what you actually keep after redemptions.
FATCA Restrictions
US and Canada-based NRIs often face limited AMC access because of FATCA and compliance rules.
NRI-Aware Advice
It is hard to find an advisor who understands Indian markets as well as NRI-specific operating rules.
Time Zones
Managing SIPs, reviews, and paperwork across time zones can make simple decisions feel slow.
Repatriation Questions
Investors often need clarity on what can be remitted abroad and what documentation may be required.
Services Offered

End-to-End NRI Mutual Fund Support

NRI Mutual Fund Onboarding
KYC, FATCA declarations, NRE/NRO bank linking, and documentation guidance for a clean start.
Goal-Based Portfolio Construction
Portfolios mapped to education, retirement, relocation, India goals, and long-term family wealth.
Tax-Efficient Fund Selection
Fund selection with attention to holding period, product fit, and FATCA-restricted country constraints.
Existing Portfolio Review
Review old SIPs, dormant folios, overlapping funds, and portfolios that went cold after moving abroad.
Repatriation & DTAA Guidance
Practical coordination points for redemption routing, documentation, DTAA questions, and tax follow-up.
Ongoing Reviews
Scheduled portfolio reviews through Zoom or Google Meet, with WhatsApp and email communication.
Countries Served

Remote Support Across Time Zones

🇺🇸 United States 🇬🇧 United Kingdom 🇸🇬 Singapore 🇦🇪 UAE 🇦🇺 Australia 🇨🇦 Canada 🇯🇵 Japan 🇶🇦 Qatar 🇴🇲 Oman
How We Work

A Simple Remote Process

The same Discover, Plan, Execute, Review rhythm from Foundation Wealth, adapted for NRI documentation, time zones, and ongoing coordination.

1
Discover
Discovery call via Zoom across time zones to understand goals, residence status, bank setup, and existing investments.
2
Plan
Build a goal-based investment roadmap with NRI-specific constraints, account routing, and documentation needs.
3
Execute
Complete documentation through secure digital channels and start SIPs or lump sum investments through the right route.
4
Review
Ongoing reviews through Zoom or Google Meet, with communication through WhatsApp and email.
NRI Testimonials

Trusted by NRIs Across Countries

Three of the Foundation Wealth testimonials come from NRI families in Singapore, Japan, and Australia.

★★★★★ Verified Client
Education First Strategy Clarity

I cannot recommend HariPrasath enough. When I approached him for financial guidance, I expected a standard list of recommendations. Instead, Hari took the time to teach me the mechanics of investing — breaking down exactly how mutual funds, debt funds, and liquid funds work so I could understand the why behind the strategy. Every time I had a question, he went above and beyond.

GA
Ganesh
Young Couple · Singapore
★★★★★ Verified Client
Goal Alignment No Bias

Well informative session focused on tailored financial needs. No marketing tactics — just honest advice, which helped me make decisions without bias. Explained clearly how important goal-based investing is. Overall a very interesting session, and even a first-timer can understand how to plan their finances.

AS
Ashokan
Young Family · Japan
★★★★★ Verified Client
Actionable Plan Future Ready

Thanks a lot Hari for the wonderful session. The way you presented the concepts and the dashboard you used were truly next level. Many of the topics were completely new to me and not something I’ve come across on YouTube. I would really like to work with you in the near future to build and establish my investment portfolio.

RA
Rakesh
Young Family · Australia
FAQ

NRI Mutual Fund Questions

Can NRIs invest in Indian mutual funds?
Yes, NRIs can invest in Indian mutual funds after completing NRI KYC, FATCA declarations, and bank account linking. The exact process depends on your country of residence and whether you invest through an NRE or NRO account.
What's the difference between NRE and NRO mutual fund investments?
NRE investments are funded from foreign income brought into India and are generally easier to repatriate. NRO investments are funded from income earned or held in India and may have additional tax and repatriation documentation requirements.
Can US/Canada NRIs invest in Indian mutual funds?
Yes, but options are more limited because not all AMCs accept investments from US and Canada-based NRIs due to FATCA and compliance requirements. We help identify AMCs and fund options currently accepting such investors.
What is FATCA and how does it affect NRI investments?
FATCA is a compliance framework that requires financial institutions to collect tax residency and foreign account information. For NRIs, this usually means submitting additional declarations during mutual fund onboarding and updates when tax residency changes.
Are mutual fund returns taxable for NRIs?
Yes, capital gains from Indian mutual funds can be taxable in India, with treatment depending on fund type and holding period. Tax may also be relevant in your country of residence, so please consult a qualified tax professional for personalised tax advice.
Can NRIs repatriate mutual fund redemptions?
Redemption proceeds can usually be credited back to the linked NRE or NRO account depending on the source account used for investment. Repatriation rules, documentation, and limits can vary, especially for NRO funds.
Do I need to be physically in India to invest?
No, many parts of NRI mutual fund onboarding can be handled remotely through digital forms, video verification, email, and secure document sharing. Some cases may require additional attestation or in-person verification depending on KYC status.
What documents do NRIs need for mutual fund KYC?
Typically, NRIs need PAN, passport, overseas address proof, Indian address proof if available, photograph, cancelled NRE/NRO cheque, and FATCA details. Requirements may differ by KYC status, AMC, platform, and country of residence.
How does DTAA work for NRI mutual fund investors?
DTAA may help avoid double taxation between India and your country of residence, depending on the treaty and your documentation. You may need forms such as a Tax Residency Certificate, Form 10F, or other proofs, so please verify with a tax professional.
Can I continue existing SIPs after becoming an NRI?
In many cases you can continue, but you should update your residential status, KYC, FATCA details, and bank mandate. Existing SIPs may need review if your country of residence is subject to AMC restrictions.
Regulatory and tax rules can change, and implementation can vary by AMC, platform, country of residence, and investor profile. This page is for educational and distribution-support purposes only; please consult a qualified tax professional or SEBI-registered investment adviser for personalised tax or investment advice.
Start Here

Start Your NRI Investment Journey

Free 30-minute discovery call via Zoom. No products pushed — just an honest assessment of where you are and where you want to go.

hariprazath@gmail.com +91 99440 60203
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